Changes at work
The Americans with Disabilities Act can require employers with 15 or more workers to make reasonable accommodations, such as a flexible schedule, time off for treatment, or working from home.
Breast Cancer education · TAX FREE LIVING BENEFITS
A Breast Cancer diagnosis brings medical decisions and money worries at the same time. Learn the signs and screening steps that catch Cancer early, and how life insurance with Tax Free Living Benefits can let you use part of your policy while you’re still here, when you need it most.
Source: American Cancer Society, 2026 estimates
Signs & symptoms
Breasts are naturally a little uneven, and they change through the month. What matters is a change that is new for you and doesn’t go away after your next period.
In the breast or under the arm. It may be hard and painless, or soft and tender.
All or part of one breast looks larger, smaller, or differently contoured than before.
Skin that pulls in, or looks like an orange peel.
A nipple that newly points in or changes position.
Fluid other than breast milk, especially if it is bloody or comes from one side only.
Red, dry, flaky, or thickened skin on the breast or nipple, or pain in one spot that persists.
Risk factors
A risk factor is not a diagnosis. Many people with several risk factors never get Breast Cancer, and many who do have none besides being a woman and getting older.
Knowing these helps you and your doctor decide when and how often to screen.
These also lower your risk of heart disease, stroke, and diabetes.
Monthly self-exam
Pick the same time each month. If you have periods, a few days after your period ends is best, when breasts are least swollen and tender.
With arms at your sides, look for changes in contour, swelling, dimpling, or changes to the nipples. Raise your arms overhead and look again. Then press your hands firmly on your hips to flex your chest muscles. Don’t worry if your left and right breasts don’t match exactly; few do.
Soapy skin makes it easier to feel. Using the pads of your fingers, move around the whole breast and armpit in a circular pattern, from the outside toward the center. Feel for any lump, thickening, or hard knot.
Put a pillow under your right shoulder and your right hand behind your head. With the flat fingers of your left hand, make small circles starting at the outer edge at 12 o’clock, and work your way around the clock. Move an inch toward the nipple and go around again. A firm ridge along the lower curve is normal. Gently squeeze the nipple to check for discharge. Switch sides.
Check one side at a time. Using the flat pads of your fingers, make small clockwise circles over the chest and armpit, feeling for any lump or hard spot.
With arms at your sides, then raised overhead, look for changes in size or shape, puckering, dimpling, or skin texture, and for any change to the nipple.
Raise one arm overhead. With three fingers of the other hand, press gently and move in a slow spiral from the outside in toward the nipple. Squeeze the nipple gently to check for discharge. Repeat on the other side.
Screening
A screening mammogram can find Cancer years before you could feel a lump. These are guidelines for people at average risk.
| Age | American Cancer Society | U.S. Preventive Services Task Force (2024) |
|---|---|---|
| 40–44 | You may choose to start yearly mammograms. | Mammogram every 2 years. |
| 45–54 | Mammogram every year. | Mammogram every 2 years. |
| 55–74 | Every 2 years, or keep going yearly if you prefer. | Mammogram every 2 years. |
| 75+ | Continue as long as you’re in good health and expect to live 10+ more years. | Not enough evidence to recommend for or against; decide with your doctor. |
Higher risk? If you carry a BRCA mutation, have a strong family history, or had chest radiation when young, you may need to start earlier and add a yearly breast MRI. Ask your doctor to estimate your risk. Men don’t need routine screening but should report any change right away.
A low-dose X-ray of each breast, taken from two angles. Takes about 20 minutes.
Also called tomosynthesis. Builds a layered image that can be clearer for dense breasts.
More detailed views of a specific area after a lump is found or a screening result needs a closer look.
Uses sound waves to tell a fluid-filled cyst from a solid mass. Often added for dense breasts.
Uses magnets and contrast dye. Used alongside mammograms for people at high risk.
Maps skin temperature. The FDA warns it should never replace a mammogram for screening or diagnosis.
If something is found
Being called back after a mammogram is common, and most callbacks turn out not to be Cancer. Here is the usual order of events.
A diagnostic mammogram, ultrasound, or MRI gives a closer look at the area of concern.
A small sample of tissue is removed, usually with a needle under local anesthetic. This is the only way to confirm Cancer.
A pathologist examines the cells and reports whether they’re Cancer, what type, how fast-growing, and which hormone receptors they carry.
Your care team uses the stage and type to recommend surgery, radiation, chemotherapy, hormone therapy, targeted therapy, or a mix.
Stages & types
Stage describes how far the Cancer has spread. Together with the Cancer’s type and receptor status, it is one of the biggest factors in choosing treatment.
| Stage | What it means |
|---|---|
| 0 | Abnormal cells are inside the ducts only and haven’t spread into breast tissue (for example, DCIS). |
| I | A small tumor confined to the breast, possibly with tiny amounts of Cancer in a few nearby lymph nodes. |
| II | Cancer is in the breast, the nearby lymph nodes, or both. |
| III | Cancer has reached more lymph nodes, the skin of the breast, or the chest wall. |
| IV | Cancer has spread to distant organs such as the bones, liver, lungs, or brain. Also called metastatic Breast Cancer. |
Tumor size, whether it reached lymph Nodes, and whether it has Metastasized. Doctors combine these to assign the stage.
How abnormal the cells look and how fast they divide. G1 tends to grow slowly; G3 tends to grow faster.
Whether cells have estrogen (ER) or progesterone (PR) receptors, or extra HER2 protein. This decides which drugs will work.
Starts in a milk duct and grows into nearby tissue. The most common type.
Starts in the milk-producing lobules. It may not form a distinct lump and can be harder to see on a mammogram.
Non-invasive cells confined to the duct. Very treatable, but it can become invasive if left alone.
Lacks ER, PR, and HER2. It tends to grow quickly and may be treated with chemotherapy and immunotherapy.
Rare and fast-growing. The breast turns red, swollen, and warm, often without a lump.
Rare. Starts in the nipple and causes scaly, itchy, or red skin there.
Treatment
Most people get a combination of treatments. You and your care team decide the plan together based on stage, type, your overall health, and your preferences.
Removes or destroys Cancer in one place.
Drugs that reach Cancer cells wherever they are.
Work, insurance & money
A Cancer diagnosis brings practical questions about your job, your health insurance, and your bills. Federal and State laws give you protections, and free help is available to use them.
The Americans with Disabilities Act can require employers with 15 or more workers to make reasonable accommodations, such as a flexible schedule, time off for treatment, or working from home.
Eligible employees can take up to 12 weeks of unpaid, job-protected leave a year for their own treatment or to care for a family member. Leave can be taken in blocks or a few hours at a time.
Many states offer paid family leave, disability benefits, or broader job protections than federal law. Check your state’s rules.
Whether and when to share your diagnosis is your choice. You may need to share some medical information to request accommodations or leave.
If you lose job-based insurance, COBRA, Marketplace plans, Medicaid, or Medicare may be options. You have the right to appeal a denied claim.
Keep copies of accommodation requests, leave paperwork, insurance letters, and bills. Written records make appeals and disputes much easier.
Triage Cancer offers free quick guides, state law charts, webinars, and one-on-one legal and financial navigation. This is general information, not legal advice.
Lower your risk
There is no sure way to prevent Breast Cancer. These steps lower risk for Breast Cancer and many other Cancers at the same time.
Keep up with mammograms and self-exams, plus recommended screenings for skin, cervix, and colon. See a doctor about any suspicious change.
Smoking causes about a third of all Cancer deaths. Cigars and chewing tobacco aren’t safe alternatives.
Aim for 2½–3 cups of vegetables and 1½–2 cups of fruit a day, and limit high-fat foods from animal sources.
Women should have no more than one drink a day, and none during pregnancy. Less is better for Breast Cancer risk.
Get 30 minutes or more of activity most days and keep a healthy weight, especially after menopause.
If you’re at high risk, medicines such as tamoxifen or raloxifene may lower your risk. Talk to your doctor about whether they fit you.
Glossary
Medical reports use a lot of jargon. Search for a word you saw on a report or heard at an appointment.
No terms match. Try a shorter word.
Get help
Cost should never be the reason you skip a mammogram. These programs can help.